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Barbara is 36 years old and married, with two children, 13 and 11 years old. She sells a variety of men's clothing. Barbara has been in this business for five years and her shop is open from 8 a.m. until 8 p.m. every day. Her business is well-organized.

Barbara has requested a loan from Kiva lenders in order to purchase more clothing to sell. With the profit from the proceeds of this loan, Barbara will be able to save for her future and to reinvest in her business.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 37
    View loans »
    Rwanda Loans Fundraising
  • $13,303,700
    Funds lent in using Kiva
  • 592.0
    Rwanda Francs (RWF) = $1 USD