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Mrs. Sem Village Bank Group
In this Group: Sem, Sam, Kim, Chanthorn, Chan Ran, Ngor, Samnang, Ra
This village bank loan consists of eight people who will use their portion of the loan for different purposes so that it can improve their family's standard of living. Mrs. Sem is the village bank president who has been selected by the other members. She is a farmer who owns a small piece of land where she can grow rice. She sells part of the rice and with the rest she feeds her family. She is the mother of three children, two of whom are studying in a local public school. The youngest one is a 2-year-old.

She is a duck and chicken breeder, while her husband, Mr. Saren, is a teacher in a local school and he also owns a mill. Since her business is getting on well, she wants to expand. To make this happen, Mrs. Sem is seeking a loan to buy more chickens.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 273
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • 3,965.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Mrs. Sem Village Bank Group's $1,425 loan helped a member to buy more chickens.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 10, 2011
Apr 22, 2011
Currency Exchange Loss:
Feb 25, 2012