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Ramza is 35 years old. She is married and the mother of two children. She lives with her precious family in Chtoura. Ramza used to work as a hairdresser, but she did not like her work very much. Since childhood, she has had a dream of working with wedding dresses and therefore she changed her business. Since 2007, Ramza has run a business renting wedding and special occasion dresses from her house. She is very good at her business because it is what she loves.

Ramza has relied on her husband’s support to begin and maintain her business. He helped her financially in the beginning and after that Ramza had the moral courage and hard work to invest in expanding her business. Her business depends on good public relations, since it requires her to present herself to society. Ramza has a strong personality and has been able to overcome all of her difficulties. She is proud to help her husband raise secure, healthy and educated children and she hopes to provide them with good society until they are on their own.

Ramza has been an Al Majmoua borrower for the past five years. She believes that it is her lucky charm. She has used her previous loans to help start and expand her business through adding new collections. She is requesting a new loan to expand her dress collection and provide heating for her house. Ramza’s future dream is to open a big shop and reach a wider number of customers.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

About Lebanon

  • $15,800
    Average annual income
  • 129
    View loans »
    Lebanon Loans Fundraising
  • $17,346,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Ramza to buy a new wedding and engagement dress collection.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Mar 28, 2011
Apr 8, 2011
Currency Exchange Loss:
Aug 16, 2012