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Sinai Group
In this Group: Carine, Mwavita , Uwimana, Furaha, Nabikengo, Nabazairwa, Nabintu, Nzigire, Furaha, Ntamulenge, Henriette, Tantine, Furaha, Marie Claire, Chika
Mwavita K. is an entrepreneur, and leader of the Sinaï business group, which consists of 15 members. She is 45 years old, married, and the mother of eight children who all go to school. Her husband is unemployed.

Mwavita K. runs a small business selling sundries from her home. She started this activity in 1998 with her own funds received from her husband. In 2006, she obtained her first loan from the Hekima MFI to strengthen her capital.

This new loan will allow her to stock up on new merchandise including I bag of rice, 1 bag of sugar, 10 pairs of shoes, etc. She also plans to expand her business, and build a comfortable home.

Mwavita K. wishes to thank the Hekima MFI for their actions in support of impoverished women who do not have access to traditional banks.
Mwavita K. est entrepreneur, leader du groupe d’affaire Sinaï, âgée de 45 ans, mariée, mère de 8 enfants qui étudient tous. Son mari est chômeur, sans emploi. La cliente Mwavita K. fait le petit commerce des articles divers. Elle installe ses marchandises à son domicile. Vers 1998, elle démarra son activité avec un fonds propre reçu de son mari. En 2006, elle bénéficia de premier crédit de l’IMF Hekima pour renforcer son capital. Ce nouveau crédit doit lui servir de s’approvisionner avec des nouvelles marchandises entre autres 1 sac de riz, 1 sac de sucres, 10 paires des souliers, etc. En plus, elle ambitionne agrandir son entreprise, construire une maison confortable. La cliente Mwavita K. remercie l’IMF Hekima pour ses actions dédiées aux pauvres femmes exclues de banque classique. Le groupe Sinaï est constitué de 15 membres.

Additional Information

More information about this loan

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 6
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,635,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Sinai Group's $5,000 loan helped a member to buy 1 bag of rice, 1 bag of sugar, 10 pairs of shoes, etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 6, 2011
Apr 8, 2011
Currency Exchange Loss:
Sep 15, 2011