Almost seven years ago she got into the salted fish business, after completing her education.
She already received two loans from Hope Congo, that she was able to fully repay and could also make some saving.
With this third loan she wants to expand her business by buying cartons of salted fish like cod, tuna, sole, captain and her intention is to get into whole sale as well as retail.
In the long term, she would like to start a wholesale business of salted fish and with her profits she expects to improve the life condition of her family and also to be able to pay for college education for her child.
Merline est une cliente de Hope Congo âgée de 35 ans; célibataire avec un enfant a sa charge.
Il ya bientôt 7 ans qu'elle s'est lancée dans le commerce de poisson sale a l'arrêt de ses études
Ayant déjà bénéficie de deux cycles de prêts a Hope, elle a rembourse sans difficultés et a des énormes épargnes
Avec le troisième prêt elle veut élargir son activité en achetant des cartons de poissons sales comme la morue, le thon , la sole , capitaine, et ses intentions c'est commencer déjà a faire la vente en demi gros et détails.
A la longue , elle veut ouvrir un dépôt de poisson sale pour être grossiste et avec ses bénéfices elle compte améliorer les conditions de vie de sa famille et aussi amener son enfant a faire des études universitaires .
More information about this loan
About HOPE Congo S.A.: HOPE Congo S.A. is a start-up microfinance institution located in Brazzaville, Republic of the Congo. As of 2009, the Republic of the Congo was the 136th-ranked country in the United Nations Development Programme’s Human Development Index. The average life expectancy is in the low 50s and food insecurity poses a constant threat to ordinary people’s well-being. Through the creation of community banks, HOPE Congo provides credit, savings, and training for entrepreneurs in Brazzaville. With their services, they aim to nourish a culture of saving and an independent community of responsible and self-sustaining entrepreneurs.
Please note that this Field Partner does not meet all of the minimum criteria for partnership with Kiva. HOPE Congo is a start-up MFI that is being fully backed by the HOPE International with an institutional guarantee. Because Kiva lenders are fully protected against institutional failure by the guarantee agreement, Kiva felt it was appropriate to override our minimum criteria in order to access this new market.
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Success!! The loan was 100% repaid