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Ruth is 37 years old, married to James Ndeto who is an engineer, and together they have two children, Esther aged four years in nursery school and Innocent aged one year. They live in Athi River where she sells water as her primary business, located at Athi River market which is a busy market. Most of her customers are males.

She was introduced to KADET LTD by a client who is registered with KADET. Ruth has been in this business for six years and earns a monthly profit of Ksh.10,000. She has applied for a second loan of KES. 80,000 from KADET LTD. She intends to use the loan to open another outlet in Kitengela.

If the loan boosts her business, Ruth plans to open another depot and pay school fees for her children. Ruth describes herself as hard-working.

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

About Kenya

  • $1,800
    Average annual income
  • 730
    View loans »
    Kenya Loans Fundraising
  • $43,788,975
    Funds lent in using Kiva
  • 84.4
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Ruth to open another outlet in Kitengela.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 14, 2011
Apr 8, 2011
Currency Exchange Loss:
May 22, 2012