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Gerardo Alex
Gerardo Alex L. V. is 22 years old. He is single and lives with his parents in Chillanes canton of Bolívar province.

The members of the La Soledad communal bank are located in Recinto El Tambo in Chillanes canton. This communal bank has 12 members who work in agriculture growing cacao, rice, corn, and yucca. They also raise birds such as chickens and ducks.

Gerardo farms, growing cacao, rice, corn, and yucca. He buys his products in Chillanes and El Tambo, and he sells his products in the fair on Sundays in Chillanes.

He is asking for the loan to buy supplies for his crops, as well as fertilizers. The loan will help him economically to supply his necessities, as well as to face challenges such as infestations, illnesses, and variations in climate. His dream is to improve his business and harvest more.

He likes to help his parents with the household chores.
View original language description ↓

Gerardo Alex L. V. tiene 22 años, es soltero vive con los padres, en el Cantón Chillanes Provincia de Bolívar.

Los miembros de la V.R.C. LA SOLEDAD se encuentra ubicada en el recinto EL TAMBO pertenece al Cantón Chillanes, esta ventanilla de 12 miembros se dedica a las labores agrícolas de cultivos de cacao, arroz, maíz, yuca y además cría aves como gallina y patos.

Gerardo se dedica a la agricultura a la siembra de cacao, arroz, maíz, yuca los productos las compras en Chillanes y en El Tambo y los vende en la feria de los domingos en Chillanes.

Solicita el crédito para la comprar de insumos para los cultivos además de fertilizantes y abonos. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentar desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es mejorar el negocio y cosechar mas.

Le gusta ayudar a los padres en las labores de la casa.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 76
    View loans »
    Ecuador Loans Fundraising
  • $25,019,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Gerardo Alex to purchase supplies for his crops as well as fertilizers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Mar 29, 2011
Apr 9, 2011
Currency Exchange Loss:
May 15, 2012