Mercedes says that she has been with Pro Mujer for one year and joined after being invited by a friend. Now she has a neighborhood store that she started on her own. She will use the money from this loan to buy merchandise (sardines, bread, noodles, etc). This type of work allows her to earn an income and support her family. She is married and has two children. She says that she likes to share with her fellow Pro Mujer members.
La señora Mercedes, presidenta de la asociación comunal, indica que participa hace una año en Pro Mujer. Ella cuenta que se integro a la institución por la invitación de una amiga. En la actualidad tiene un negocio de tienda de barrio, que ha iniciado por iniciativa propia. Es por esta razón que el crédito que sacará es para la compra artículos para su tienda (sardinas, panes, fideos, etc.). Esta forma de trabajo le permite generar recursos para apoyar a su familia, pues ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta compartir con las señoras.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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