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Nidia
Nidia C. V. lives in Cartagena, along with her husband. They have two children, ages 22 and 26. They have a business called “Zulú y Pijao," that specializes in crafts such as fabrics, products in porcelain, natural fibers, and paintings. She began this business in 1999, making necklaces and painting, having learned when she was a bachelor student. She eventually diversified into other areas through training as an apprentice in the national service corps, a free State technical institution in Colombia. Her insistence on perfection have allowed her to improve the quality of her products and perfect her art forms. Now she participates in various expositions and fairs, where she exhibits her products near the competition and wins customers.

This will be her second loan through Fundación Mario Santo Domingo. She will use the money to buy thread, accessories, stones, hooks, paints, porcelanicron, laces, and embroideries. She uses these items to develop new products and increase her customer base.

Nilda says that she has been able to grow in terms of working capital, investments, and number of customers with the help of the loans through the institution. She likes her work; her skills, especially customer service. Her goal for the future is to have her own shop, use marketing techniques, tools and technology. This is a great challenge. In the mean time she continues to work hard with profits of at least 20%.
View original language description ↓
Nidia C. V. vive en la ciudad de Cartagena con su esposo y tiene 2 hijos en las edades de 22 y 26 años, y allí tiene un negocio llamado “Zulú y Pijao” dedicado a las manualidades como tejidos, productos en porcelanicron y fibras naturales además de cuadros. Ella indicó este negocio en el año 1999 haciendo collares y pinturas que había aprendido cuando estudiaba en el colegio en el bachillerato y que fue gradualmente diversificando con otras técnicas mediante capacitaciones en el Servicio Nacional De aprendizaje “Sena” un instituto técnico y tecnológico estatal y gratuito que existe en Colombia. Su insistencia en el mejoramiento de la calidad de sus productos le ha permitido perfeccionar su arte y por eso hoy participa en diversas exposiciones y eventos feriales, donde exhibe sus productos, se compra frente a la competencia y consigue clientes. Este es el segundo financiamiento que hace con la Fundación Mario Santo Domingo, con el comprará materiales para producir hilo, accesorios peines, piedras ganchos pinturas porcelanicron cintas y bordadores. porque con ellos desarrollará nuevos productos y aumentar su atención a nuevos clientes. Nidia manifiesta que con sus créditos en la Fundación su negocio ha crecido, en términos de aumento de su capital de trabajo, ingresos por ventas y número de clientes; eso si agregándole ella su trabajo, la disciplina y el servicio especial a sus clientes. Su meta para más adelante es lograr tener un local comercial, aplicar a su sistema de mercadeo el uso de herramientas tecnológicas y este es justamente su gran desafío. Mientras sigue trabajando fuertemente con una rentabilidad no menor de un 20%.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 265
    View loans »
    Colombia Loans Fundraising
  • $13,496,050
    Funds lent in using Kiva
  • 1,835.4
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Nidia to buy supplies for her arts and crafts business.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 23, 2011
Listed
Apr 9, 2011
Currency Exchange Loss:
Covered
Ended:
May 15, 2012