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Marciano Z. is 47 years old and has been married for 23 years to Ermelinda who is 45 years old. They have two daughters, one of which is in school and the other is an adult and thanks to her parents has already finished her university education.

15 years ago he started with a small grocery store in his home where he sells all types of basic products such as milk, sugar, flour, rice, fruits, vegetables, etc. Before, his wife worked selling crafts, but now she helps him run his business, because it is the most important and most frequented store in the city.

Now he hopes to buy more merchandise such as various drinks and basic products such as flour, herbs, noodles and rice in large quantities because at this time of year his sales increase considerably.

Translated from Spanish by a Kiva volunteer.

Marciano Z. es un señor de 47 años de edad casado hace más de 23 años con Sra. Ermelinda de 45 años de edad. Tienen 2 hijas una en edad escolar y la otra ya es mayor de edad y gracias a sus padres ya ha culminado sus estudios universitarios.

Hace 15 años empezó con una pequeña despensa en su domicilio en donde vende todo tipo de productos de primera necesidad como leche, azúcar, harina, arroz, frutas, vegetales, etc. Anteriormente su esposa trabaja en las ventas de artesanías, pero actualmente lo ayuda con la atención del negocio, ya que es el centro de compra más importante y concurrida de la ciudad.

Ahora desea comprar más mercaderías como ser: bebidas en general y artículos de primera necesidad como: harina, yerba, fideos y arroz en grandes cantidades ya que en esta época del año aumentan considerablemente las ventas.

Additional Information

About Fundación Paraguaya

Fundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.

About Paraguay

  • $8,400
    Average annual income
  • 53
    View loans »
    Paraguay Loans Fundraising
  • $33,516,125
    Funds lent in using Kiva
  • 4,709.9
    Paraguay Guarani (PYG) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Marciano purchase of sodas, juices, mineral water, flour, rice, sugar, etc.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 8, 2008
Dec 25, 2007
Currency Exchange Loss:
Feb 15, 2009