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Urfa's Group
In this Group: Urfa , Shaheen, Nargis Bibi, Elizabeth, Maryam Bibi
For the past 13 years, Urfa has resided in a single-room brick house with her family in Mian Channu, a small city in Punjab Pakistan known for its agriculture industry. A 38-year-old housewife, Urfa stays at home and discharges her household responsibilities. She is the mother of two children, both enrolled in a local school.

Urfa is married to Y. M., who rents out bicycles on an hourly basis, a business he has operated for the past six years. He also offers clients bicycle-repair services to earn extra income. Hopeful that an investment will bring better profits to her husband's business, Urfa has requested a loan from Kiva partner Asasah to enable him to buy more bicycles to rent out.

This will be Urfa's second loan from Asasah. She established a good credit record in the previous loan year and attended all meetings.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 435
    View loans »
    Pakistan Loans Fundraising
  • $15,128,300
    Funds lent in using Kiva
  • 85.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Urfa's Group's $1,125 loan helped a member to buy bicycles to rent out.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 5, 2011
Apr 7, 2011
Currency Exchange Loss:
Mar 15, 2012