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Gerardo is a hard-working, striving, and enterprising man. He is dedicated to agriculture, an activity he has been involved in for more than 15 years. Gerardo learned from his parents. He sows corn, beans, and manioc.

In addition, he sells firewood. Gerardo began with 5 loads of firewood at a time. At present, he works with as much as 20 loads of firewood at a time.

Gerardo has worked with ADIM through 26 loan cycles. He will invest the loan in sowing 3.5 acres of land.
View original language description ↓
Gerardo Ramón S. Ruiz es un hombre trabajador, esforzado y emprendedor. Él se dedica a la agricultura, actividad que realiza hace más de 15 años que aprendió de sus padres, siembra maíz, frijoles y yuca.
Además vende leña inició con 5 fletes de leña actualmente trabaja hasta con 20 fletes de leña. Sequira lleva 26 ciclos con Adim e invertirá el crédito en la siembra de dos manzanas de tierra.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,409,250
    Funds lent in using Kiva
  • 22.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Gerardo tO SOW 3.5 ACRES OF FARM LAND.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Mar 31, 2011
Apr 8, 2011
Currency Exchange Loss:
Nov 19, 2011