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Innocent A. is 23 years old, married, and has two children. He owns a business selling beans, sorghum, and maize. His business is well-known with two employees. Innocent has four years of experience in his business.

Innocent is requesting his first loan from Kiva lenders, via Vision Finance Company, which he will use to purchase a large quantity of beans, sorghum, and maize. These items will help him to satisfy his customers' needs. Innocent will able to earn more profits to reinvest in his business and he will pay school fees for his two children.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 11
    View loans »
    Rwanda Loans Fundraising
  • $13,437,050
    Funds lent in using Kiva
  • 592.0
    Rwanda Francs (RWF) = $1 USD