Check out other loans that are currently fundraising!
Apec-Al Ouma Mekhe Groupe 2
In this Group: Cheikh, Ndioufa, Salif, Ousmane , Samba , Birame , Yacine, Amadou, Ndeye , Fama, Aliou, Thioune , Diadie, Aliou, Dame, Dial, Moussa, Aboubacar, Fatou, Madiama, Nogaye, Thierno, Babacar, Alassane, Ndeye Salla, Abdoulaye
The Apec-Al Ouma Mekhe group 2 is part of the Mekhe branch affiliated to Al OUma. It is composed of 26 members (men and women) who live in the same village and work in agriculture and livestock farming since childhood. What is special about them is that all of them grew up in farmers’ famileos, which explains in part their attraction to this type of work. On the other hand, they are motivated by the income that this work brings. The group 2 of Apeck Al Ouma Mekhe is represented by Mr. Cheikh D., who raises a herd in the village and, as a parallel activity, buys barrels of vegetable oil that he resells to the stores in Yoff. He has been in this business for over 5 years. The group is seeking a loan of 2,250,000 West African francs for purchasing livestock, seeds and pesticides. Their goal is growing their business and improving the quality of life and socioeconomic status of their families.
View original language description ↓
Apec-Al Ouma Mekhe groupe 2 est un démembrement de la cellule de Mekhe qui est affiliée a l’association Al Ouma. Il est composé de 26 membres (hommes et femmes) qui habitent la même localité et s’activent dans le secteur de l’agriculture et de l’élevage depuis leur enfance. Ils ont la particularité d’être tous issus de familles d’agriculteurs et d’éleveur ce qui explique en partie leur amour vis-à-vis de l’activité qu’ils exercent. Mais d’autre part ils sont plutôt intéressés par la réalisation de bénéfices que leur procurent leurs activités respectives. Le groupe 2 de Apec Al Ouma Mekhe est représenté par monsieur Cheikh D. qui élève un troupeau au village mais parallèlement acquiert des futs d’huile qu’il place auprès des boutiquiers de Yoff. Il pratique cette activité rentable depuis plus de 5 ans. Ils sollicitent un crédit de 2 250 000 frs prévu pour l’achat de bétail, de semence et de pesticide. Le but recherché par les différents bénéficiaires est le développement de leurs activités qui pourra participer positivement à l’amélioration du cadre de vie de leurs familles et au développement socio-économique du groupement.
Al Ouma is a Senegalese nonprofit whose full name is The Association for Koranic Education and Teaching.

Originally founded to work with at-risk children, especially talibés (young boys from poor families who beg in Senegalese metropolitan areas), Al Ouma has evolved its mission to work with adults as well as children. They currently have over 10,000 members, and are actively engaged in supporting the economic development of their members in the hopes of improving their quality of life, and that of their at-risk children.

Al Ouma's members are currently organized into smaller associations which meet each week to contribute to a group fund that helps finance small loans for members. Members typically put in $2 USD per week. Because UIMCEC and Al Ouma both share the mission of fighting poverty through economic empowerment, they have formed a partnership to provide loans to Al Ouma associations at a lower interest rate than UIMCEC usually offers its clients

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 44
    View loans »
    Senegal Loans Fundraising
  • $14,564,375
    Funds lent in using Kiva
  • 460.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Apec-Al Ouma Mekhe Groupe 2's $4,900 loan helped a member to buy livestock, seeds and pesticide.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 14, 2011
Apr 7, 2011
Currency Exchange Loss:
May 15, 2012