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Therese is 62 years old and is married with one child. She owns a small business selling various goods such as breads, cakes and soft drinks in her store. This business is well organized. Therese has 7 years of experience and her business is open from 6am until 8pm every day except on Sunday. She currently employs three people to help her.

Therese has now requested a loan from Kiva lenders in order to increase her business by purchasing new goods like cooking oil, rice, breads and so on for resale. She will be able to satisfy her customers, which will help her to earn more profits. With any profits, she will reinvest in her business and she plans to build her own house.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 38
    View loans »
    Rwanda Loans Fundraising
  • $13,303,700
    Funds lent in using Kiva
  • 592.0
    Rwanda Francs (RWF) = $1 USD