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Elsa is a member of the communal bank "Union II" at FINCA Peru. She has two children: a 20-year old son studying engineering in Lima and a 14-year old daughter studying in Ayacucho. She has been a member of FINCA Peru for 15 years now, and started off with a business selling ice and cosmetics. Now she also rents rooms to students in Ayacucho, and rents the first floor to a commercial tenant. She is currently adding a fourth floor to her building to have an additional 8 rooms to rent. She has 14 rooms right now, which are all occupied. She will be using her current loan of 1,750 PEN to help her purchase an apartment in Lima, where her son can live and she can rent out the extra rooms.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

About Peru

  • $12,000
    Average annual income
  • 179
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Elsa to purchase an apartment to rent out in Lima.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Apr 4, 2011
Apr 6, 2011
Currency Exchange Loss:
Oct 15, 2011