Caminando Con Jesus 3 Group
Kirsy is in the business of selling all kinds of clothes and different home-decoration items like bedding sets, curtains and others. She went into business about a year ago with her husband's help. When she is not working, she enjoys watching television. She says that her most difficult challenge is to improve her house.
Kirsy is the coordinator of her group Caminando Con Jesus 3 (Walking with Jesus 3). She began with Esperanza International Dominican Republic because she wanted to improve her business. Her story is representative of her group and of Esperanza's Haitian and Dominican clients, many of whom recently emigrated to the DR from Haiti.
Kirsy is excited to be taking out her second loan with Esperanza. She will use the profits to invest in her business and to save for future investments.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid