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Julia is 64 and a single mother. She is a member of the Triunfo II community bank and is requesting a loan for 1,400 Peruvian soles.

She will invest the loan that she is requesting in buying clothes to stock her business. Julia has a stall in the '12 de abril' market. She sells women's, men's and children's clothes, blankets and comforters. She buys the clothes in Lima or sometimes her son sends them to her.

Julia has been with FINCA Peru for many years, since the times when they still worked in dollars because of difficulties with the exchange rate. However, things are now more stable because they work in Peruvian soles.

Julia's life has changed a lot since she has been working with Finca Peru because values are widely promoted and practised. Her dream is to continue working while God grants her the strength. She is currently saving for her old age.
View original language description ↓
Julia tiene 64 años y es madre soltera. Pertenece al Banco Comunal Triunfo II.
Solicita un crédito de S/. 1400.00.
El crédito que solicita lo invertirá en compra de prendas de vestir para surtir su mercadería.
Julia tiene un puesto de venta de prendas de vestir en el mercado 12 de abril, donde vende ropa para damas caballeros y niños, frazadas y edredones. Las prendas de vestir los trae de Lima o a veces le manda su hijo.
Está en FINCA Peru hace muchos años cuando todavía se trabajaba con dólares, ahí si tuvo dificultades por la diferencia de cambio de la moneda, pero ahora ya está mas estable porque se trabaja en soles.
Su vida ha cambiado mucho desde que esta en Finca Peru, porque se practica mucho los valores.
Su sueño es seguir trabajando hasta que Dios le de fuerzas y está ahorrando para su vejez.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

About Peru

  • $12,000
    Average annual income
  • 130
    View loans »
    Peru Loans Fundraising
  • $58,884,300
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Julia to buy clothes to stock her business.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Apr 1, 2011
Apr 7, 2011
Currency Exchange Loss:
Aug 15, 2011