Mujeres De Chimarchaj Group
She organized a group so that they could request a loan though ASDIR, which would allow her to expand her working capital. She will use the money from this loan to buy chickens. The members of the group have different businesses, such as raising animals and selling natural medicines. They hope to accomplish their objectives and use the money to improve their businesses.
Organiza un grupo para solicitar un préstamo a ASDIR y poder ampliar el capital D. trabajo que ya tiene, el prestamo será utilizado para la compra D. pollos. Las integrante D. este grupo se dedican a diversas actividades: La crianza D. anmales y la venta D. medicina. Esperan cumplir su objetivo con el préstamo que invertirán, D. mejorar su negocio.
About Asociación ASDIRASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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