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C1909 Twisungane Group
In this Group: Marie, Silverie, Christine, Marie Claire, Esperance, Agnes
Marie is 38 years old and is married with two children, 2 and 4 years old. Marie is the president of the group which is called " TWISUNGANE." In the local language that means in English " TO BE TOGETHER". Marie is in the middle, wearing a blue sweater. She owns a small shop where she sells different styles of men's, women's, and children's clothing.

Marie has been engaged in this business for one year and she is currently employs one person to help her. She has her business open from 7am to 6pm every day. Marie and her group have requested a loan from Kiva lenders in order to buy more different styles of clothes for resale to earn more income. With any extra profits, she will reinvest in her business and save for the future.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,000
    Average annual income
  • 25
    View loans »
    Rwanda Loans Fundraising
  • $13,391,375
    Funds lent in using Kiva
  • 593.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of C1909 Twisungane Group's $2,025 loan helped a member to buy different styles of clothing in men's, women's and children's clothes.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 8, 2011
Apr 5, 2011
Currency Exchange Loss:
Oct 15, 2011