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The Warriors Group
In this Group: Josefina, Crecensia Exaltacion, Nicolas, Virginia, Luis Alberto, Florinda, Elvira, Silvia, Sara, Carmen Rosa
The communal bank named "The Warriors" is currently on its first loan cycle with the organization. It is made up of 10 individuals, of whom 8 are women and 2 are men. Their businesses include hat sales, used clothing sales, soft drinks sales, and a bakery. They are from the Plan 3000 zone. The group was started under the initiative of three members:

Josefina crafts and sells sombrero hats. She lives in a house that is her own and she has 4 children, all of whom are in school. The income that she earns is used to cover the household expenses and to send her children to school. With the funds from this loan she will purchase materials to make sombrero hats, including decorations, fabrics, leather, etc.

Elvira sells soft drinks. She has 4 children and her husband is a construction worker. The income that they earn is used for the support of their children. The funds from her loan will be used to purchase large quantities of sugar.

Carmen makes and sells Sao sombrero hats (they are sombreros that are very traditional to the city of Santa Cruz). She distributes to the various markets of Plan 3000. She has 3 children and she lives in her mother's house. The income that she earns is used to support the home. The funds from this loan will be used to purchase materials to make sombrero hats.

All of the members are thankful to the organization for the support they have provided them in the form of a loan.
View original language description ↓
El Banco de Emprendimiento "LAS GUERRERAS " se encuentra en su primer ciclo dentro de la Institución, compuesto por 10 personas en la cual 8 son mujeres Y 2 varones, sus actividades están entre venta de sombreros ropa usada, panadería y refrescos, son de la zona del Plan 3000. El grupo se fundo por la iniciativa de tres socias: La Sra. Josefina se dedica a la fabricación y venta de sombreros, viviendo así en casa propia, tiene 4 hijos que se encuentran estudiando, los ingresos que generan sustentan los gastos de su hogar y asimismo con la educación de sus hijos, con el dinero del crédito comprar material para la fabricación de sombreros como adornos telas cuero, etc. La Sra. Elvira se dedica a la venta de refresco, tiene 4 hijos y su esposo trabaja de albañil, los ingresos que generan son para el sustento de su hogar, el dinero del crédito lo utilizara en la compra de azúcar por cantidad. La Sra. Carmen se dedica a la fabricación y venta de sombreros de sao(sombreros muy tradicionales de la ciudad de Santa Cruz), distribuyendo a los diferentes mercados del plan 3000 , tiene 3 hijos vive en la casa de su madre los ingresos que generan sustentan en su hogar, con el dinero del crédito comprara material para la elaboración de sombreros. Todas las socias están agradecidas con la institución por el apoyo brindado en la otorgación del crédito.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 199
    View loans »
    Bolivia Loans Fundraising
  • $31,480,250
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of The Warriors Group's $2,950 loan helped a member to purchase materials to make sombrero hats.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 17, 2011
Apr 7, 2011
Currency Exchange Loss:
Oct 15, 2011