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Saray Y Responsabilidad 1 & 3 Group
In this Group: Carina, Elsa, Esther, Yudelka, Adelaida, Lorenza, Ileana, Juan, Mayra, Brigida
Carina is a 37-year-old borrower who lives in San Pedro de MacorĂ­s, Dominican Republic. Carina is the coordinator for her group, Saray y Responsabilidad 1 & 3 and her story is representative of the other borrowers in the group.

Carina lives in La Habana, a rural neighborhood in the city of San Pedro. She lives with her only child and she is a single mother. She runs a small accessories sales business from her home and by walking into her community. She will use this loan to increase her inventory. She started her business after she took her first loan in Esperanza. Now she is receiving 6th loan.

San Pedro is a small city with many amenities. Unfortunately, there are several neighborhoods which lack access to those amenities. Most of the city has running water, somewhat reliable electricity, and decent waste management. Despite the difficulties in her community, Carina is happy that she has access to loans which have given her more business in her neighborhood. With the extra profits from her business, she is able to improve her business; she also hopes to save enough to have her own house and send her child to the university. Thank you for your loan to Carina and the Saray y Responsabilidad group!

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Dominican Republic

  • $9,700
    Average annual income
  • 12
    View loans »
    Dominican Republic Loans Fundraising
  • $8,245,775
    Funds lent in using Kiva
  • 37.5
    Dominican Republic Pesos (DOP) = $1 USD

Success!! The loan was 100% repaid

A portion of Saray Y Responsabilidad 1 & 3 Group's $2,875 loan helped a member to buy accessories like jewelery and watches.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Mar 7, 2011
Apr 4, 2011
Currency Exchange Loss:
Sep 15, 2011