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Sophie is 24 years old and is married with one child. She is widely known for her business selling a variety of goods such as soap, biscuits, lotions, water and so on. Sophie has been in this business for five years and the hours of her business are from 6am until 9pm every day.

She has requested a Kiva loan via Vision Finance Company in order to expand her business. With this loan, Sophie will start adding to her business the sale of powders, pens, sugar, etc. With the sale of these items, she will expand her business and thus her profits will increase. With these profits, she will gradually keep reinvesting for better financial stability.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 37
    View loans »
    Rwanda Loans Fundraising
  • $13,303,700
    Funds lent in using Kiva
  • 592.0
    Rwanda Francs (RWF) = $1 USD