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Alphonsine is 29 years old, and she is married with three children between 2 months and 9 years old. She has owned her small store selling spare parts for about three years. She opens her business from 7 a.m. to 6 p.m. every day except Sunday.

Alphonsine has now requested a Kiva loan so that she can expand her store by stocking enough spare parts, and some other goods which seem to be in high demand in her business area. Alphonsine plans to start saving, as well as improving her family's situation. With any profits that she earns, she plans to reinvest in her business and to pay school fees for her children.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 32
    View loans »
    Rwanda Loans Fundraising
  • $13,303,700
    Funds lent in using Kiva
  • 592.0
    Rwanda Francs (RWF) = $1 USD