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Roberto Eliseo
Mr. A. works in Managua (Nicaragua's capital) and has one son, and he wants to be able to provide necessities for his son's development. Currently, he has asked for a loan because he wants to invest in construction materials to improve the bathroom and kitchen in his home, which requires the purchase of sand, cinder-blocks, cement, iron and paying for labor.

He is confident that this loan will be satisfactory, and thus will be able to improve his home, which really needs the help.
View original language description ↓
El señor Roberto A. labora en la capital Managua y tiene un hijo al que debe proporcionarle las condiciones necesarias para su desarrollo. Actualmente ha acudido a solicitar un crédito porque requiere invertir en la compra de materiales de construcción para mejorar el baño y la cocina de su casa y requiere la comrpa de arena, bloque, cemento, hierro y el pago de la mano de obra.

Está confiando en que su crédito será otorgado satisfactoriamente y así mejorará la condición de su vivienda que tanto requiere de su apoyo.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 22.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Roberto Eliseo to buy materials such as cinderblock and sand for housing improvements.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 29, 2011
May 1, 2011
Currency Exchange Loss:
Apr 21, 2012