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Antonio González M. has been an office worker in Managua for the past fifteen years. He is married and has two children that he needs to support and help develop. One of his needs is to improve their living conditions since their house is in bad shape. He decided to start improving it and that is why he has again gone to Ceprodel to request a loan to buy construction materials such as: stone, sand, cement and iron. Antonio is going to build a porch on his house as a means of improving it so that he can give his children better living conditions. It’s important to note that by making these improvements he will give his family a dignified home to live in and all the necessary conditions for their growth.
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En la ciudad de Managua, El Sr. Antonio González M., se dedica arduamente a laborar como oficinista dedicándose a esta labor desde hace quince años, es casado y con dos hijos a los que tiene que proporcionarles las condiciones necesarias para que se desarrollen. Una de las necesidades que el Sr. Antonio atraviesa hoy en día es que debe mejorar las condiciones de su vivienda debido a que ha estado en malas condiciones por lo que a tomado la sabia decisión de iniciar la obra de mejora. Es por ese motivo que acude nuevamente a ceprodel para solicitar un crédito para la compra de materiales de construcción como: piedra, arena, cemento y hierro, Para realizar la mejora de la vivienda por lo que va a construir un porche en su casa de habitación. Por medio de esta obra brindara mejores condiciones de vida a sus hijos. Es importante destacar que por medio de la realización de esta obra, le proporcionara a su familia un techo digno donde vivir y con todas las condiciones necesarias para el desarrollo de sus hijos.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 68
    View loans »
    Nicaragua Loans Fundraising
  • $25,383,750
    Funds lent in using Kiva
  • 22.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Antonio to buy construction materials such as: stone, sand, cement and iron.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Mar 29, 2011
Apr 4, 2011
Currency Exchange Loss:
Jul 30, 2012