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Kerens Sjl Group
In this Group: Yolanda Elizabeth , Elva Beatriz, Maria Luisa, Elizabeth, Debora, Sonia, Luis Serafin
The Kerens SJL Community Bank got its name because the members know that "Keren" means "fighting woman." The community bank is formed of people who work day by day to support their households. All of them have known each other since they were very small since because they live in the same neighborhood.

Yolanda Elizabeth is part of this group. She is very active and energetic. Her business consists of traveling sales of backpacks, lunch boxes, clothes, etc. The products she sells vary according to the season. She also sells cosmetics. She tells us that she "always has something to do; she can't sit down for one moment."

Yolanda Elizabeth is 31 years old and is a single mother. She lives with her father and her children. Through hard work she has been able to provide what they need and give her children enough time and attention. She takes them to school, cooks for them, etc. With the loan, she would like to purchase school supplies since she wants to have a bookstore in her home and to see her children finish school. This is a dream that she does not doubt she will achieve because she puts so much effort into everything she does.
View original language description ↓

Yolanda Elizabeth es integrante de L. Alcancía Comunal "KERENS SJL", llamada asi porque las socias saben que "KEREN" significa "MUJER GUERRERA", L. alcancía esta formanda por personas que trabajan día a día para llevar el sosten a sus hogares, todos ellos se conocen desde muy pequeños ya que viven en el mismo barrio.
este grupo elL. es muy activa y enérgica, su negocio consiste en L. venta ambulatoria de mochilas, loncheras, ropa, etc, los productos que vende segun sea temporada varian, tambien vende productos cosmeticos, elL. nos comenta que "siempre tiene algo que hacer, no puede estar un momento sentada".
Yolanda Elizabeth tiene 31 años y es madre soltera, vive con su padre y sus hijos, con su esfuerzo ha podido conseguir lo que tiene y darle el tiempo suficiente a sus hijos, llevarlos al colegio, cocinarles, etc, con el prestamo desea adquirir utiles escolares pues su deseo es poner una libreria en su casa, y ver a sus hijos terminando sus carreras, sueño que elL. misma no duda en lograr ya que pone mucho esfuerzo en todo lo que hace

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 94
    View loans »
    Peru Loans Fundraising
  • $57,998,275
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Kerens Sjl Group's $925 loan helped a member to purchase school supplies.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 21, 2011
Apr 19, 2011
Currency Exchange Loss:
Aug 15, 2011