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Consuelo Del Carmen
Consuelo del Carmen López is married. She has two children in school and another one attending the university, so she is responsible for helping them with their studies. For the past fifteen years, she has been managing her own business at the Israel Market in Managua. Since starting her business, Doña Consuelo has been known as a determined and efficient person. From the beginning, she has been able to maintain both her business and her family as a result of her multiple efforts.

One of her urgent needs is to remodel her business and purchase the following items: paint, toilets, and construction materials to improve her public bathroom facilities. For this reason, she approached CEPRODEL so that she could benefit from a loan to improve her establishment and provide better services to her customers. By satisfying demand, she will be able to generate income to maintain her household and continue providing her children with an education. Consuelo has received eighteen loans from CEPRODEL. All of them were used for her business.

View original language description ↓
Consuelo del Carmen López, es casada con dos hijos uno en edad escolar y el otro en la universidad a los que tiene el deber de mantener en sus estudios. Se dedica a atender su propio negocio desde hace 15 años ubicado en el mercado Israel de Managua.
Desde que inicio el negocio doña Consuelo se ha caracterizado por ser una persona esforzada y eficiente, ella inicio su negocio en un local del mercado y desde entonces a mantenido su negocio y su núcleo familiar gracias a los múltiples esfuerzo.
Una de las necesidades que atraviesa ella es la urgencia de remodelar su negocio y comprar los siguientes; pintura, inodoros y materiales de construcción para el mejoramiento de los servicios higiénicos.
Es por este motivo que acude a cerpodel para ser beneficiada con un crédito que le permita mejorar su local y así poderles brindar un mejor servicio a sus cliente y satisfacer las demanda de sus clientes con el único fin de obtener los ingresos para mantener su hogar continuar brindándole la educación a sus hijos. Ha trabajado dieciocho créditos con ceprodel todos para su negocio.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $25,383,750
    Funds lent in using Kiva
  • 22.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Consuelo Del Carmen to purchase paint, toilets, and construction materials to improve her public bathroom facilities.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 9, 2011
Apr 5, 2011
Currency Exchange Loss:
Feb 2, 2012