Gazanfar A. is 40 years old. He is married and has two children, one of whom goes to school. Gazanfar lives in Baku with his beloved children and wife. He has been farming for thirteen years. This is Gazanfar’s second loan. The first time he borrowed $1200, and he is very thankful to Kiva lenders for this. He paid off his loan monthly, never late. Now he needs 2000 AZN to buy seedlings for planting. After his first loan, he expanded his plot of land for planting.
Gazanfar A. 40 let. On jenat jenat i uje imeyet 2 detey odin iz kotorix xodit v shkolu. Gazanfar jivet v qorode Baku vmeste so voimi lubimimi detmi i jenoy. Uje 13 let kak Gazanfar zanimayetsya selskim xozaystvom. Eto uje vtoraya ssuda Gazanfara , v perviy raz on bral 1200$, i ochen blagodaren lenderam i Kive za ssudu. On oplachival svoyu ssudu yejemesechno bez opazdaniy. I seychas nujdayetsya v 2000 AZN chtobi kupit sajenci i shtili dlya posadki. Posle pervoy ssudu on uvelichil svoi ploshadi dlya posadki.
Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.