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Elmira's Group
In this Group: Elmira , Kanykei, Rahima
Elmira A., 21, is the leader of this group and resides in the town of Nookat. She is not married, but lives with her father and two of her brothers, the oldest of whom teaches and the youngest serves in the army. A long time ago the family used to breed cattle, but soon her father earned enough to purchase a car and start driving a cab. It’s the main source of income for the entire family.

Elmira herself works as an interpreter of the Chinese language and would like to ask for a loan to pay for her studies. She would like to successfully graduate and visit China in the future.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused Micro-finance Institution in Kyrgyzstan. MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only Micro-finance Institute in Kyrgyzstan that delivers its services to customers 365 days a year.

To learn more about MBF and view a video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and micro-finance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 72
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,308,175
    Funds lent in using Kiva
  • 47.2
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Elmira's Group's $750 loan helped a member to pay for her study of the Chinese language.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Apr 11, 2011
Apr 2, 2011
Currency Exchange Loss:
Sep 15, 2011