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El Pejamo Group
In this Group: Veronica Rocio, Maria, Fulgencia, Antonia, Ana, Elisandra, Orfedelia*, Elsa, Araceli, Nelida
* not pictured
This group is called “El Penjamo.” They decided to name it this because that’s the name of the neighborhood they live in.

The story is about Nélida M. Ramírez since she’s the group representative. She’s a widow with four children: Beatriz, Uriel, Natividad and Betzaida. Three of them are in school: one is in 10th grade, another in 7th and the youngest is in second grade. The oldest is married. Nélida sells groceries.

She says that she went into this business because there aren’t too many people in her town in this business since it’s a pretty small place. Besides, it produces good profits. She will use the money she asked for to buy more stock items like: oil, sugar, soft drinks, water, noodles, milk, cookies, rice, beans, toilet paper and soap.

The goals Nélida has set for herself are to provide her children with quality education so that they will be able to study professional careers thus being able to forge better futures. She also wants to acquire a locale to stock it really well and improve and increase income.

She tells us that all her fellow members are responsible people, that they fulfill their obligations and enjoy their work very much to improve themselves and overcome any difficulty; they’ve known each other for a long time and she says that they are people who pay their installments. They do not like to disappoint the people who trust them.

In the name of herself and her family, Nélida thanks FARC and Kiva because thanks to them she will be able to change her life and the life of her children because now they’ll have a better education.

Nélida’s fellow members are Verónica, María, Fulgencia, Antonia, Ana, Elisandra, Orfedelia, Elsa and Aracely who carry out various activities like: clothing sales, groceries, sale of food, corn, meat, tamales, fruit and vegetables.
View original language description ↓
Este grupo se llama el penjamo, decidieron ponerle este nombre por que así se llama la colonia donde viven, la historia es acerca de Nélida M. Ramírez, ya que ella es la representante del grupo, es viuda y tiene 4 hijos Beatriz, Uriel, natividad y betzaida de los cuales solo tres están estudiando uno está en primer año de prepa, otra en primero de secundaria y la menor en segundo de primaria, ya que la mayor esta casada, ella se dedica a la venta de abarrotes.
Dice que decidió iniciar con esta actividad porque en el pueblo donde radica no hay muchas personas que tengan este negocio, ya que es un lugar un poco pequeño, además de que le deja buenas ganancias, el crédito que pidió lo va usar para invertirlo en la compra de mas artículos como son: aceite, sal, azúcar, refrescos, aguas, pastas, leche, galletas, arroz, frijol, papel higiénico y jabón.
La meta que se ha puesto doña Nélida es darles una educación de calidad a sus hijos para que asi puedan estudiar una carrera y así tengan una buena profesión, para que se hagan de un mejor futuro, también quiere hacerse de un local, para que pueda tenerlo muy bien surtido y así mejorar e incrementar sus ingresos.
Nos cuenta que todos sus compañeros del grupo, son personas responsables, que cumplen con sus obligaciones, les gusta mucho el trabajo, para superarse y sobresalir ante cualquier dificultad, ya que ellos se conocen de hace tiempo dice que son personas pagadoras, no les gusta defraudar a las personas que depositan su confianza en ellos.
Nélida le da las gracias a nombre de ella y de su familia a FRAC y a kiva por que gracias a ellos va a der cambiar su vida y la de sus hijos, puesto que a hora tendrán una mejor educación.

Otros de los compañeros de doña Nélida son: verónica, María, fulgencia, Antonia, Ana, elisandra, orfedelia, Elsa, y Araceli, quienes se dedican a diferentes actividades como: venta de ropa, abarrotes, venta de comida, maíz, carne, tamales y frutas y verduras.


Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 51
    View loans »
    Mexico Loans Fundraising
  • $18,367,975
    Funds lent in using Kiva
  • 11.9
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of El Pejamo Group's $2,525 loan helped a member to buy stock items for her store.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 30, 2011
Listed
Apr 3, 2011
Currency Exchange Loss:
Possible
Ended:
Aug 19, 2011