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Gina Lucia
Gina, 40, is a hard working woman who started an Internet Access business through her son who is studying Information Technology. She bought him a computer one day and he installed Internet and then they rented out the service to their neighbors because there was no business of this kind in their area.

She works from 7:30am until 10pm in her business. What affects her work is the delinquency that’s common in her sector. Her husband works as a Security Guard in a firm and she has three children who are all studying.

She wants to use the loan to improve the infrastructure of her house to have better security. In the future she’d like to fix her cement house and have more computers so that the business will grow and profits will rise.
View original language description ↓
Gina de 40 años es una mujer trabajadora que empezó su negocio de cyber por medio su hijo que él está estudiando informática y un día ella del compro una computadora a su hijo y le instalo internet y por medio de él le alquilaba a sus vecinos ya que por su sector no había ese tipo de negocio.

Ella labora desde las 7:30 am a 10:00 pm en su cyber. Lo que le afecta en su trabajo es la delincuencia por el sector. Su esposo trabaja como guardián de seguridad en una empresa tiene tres hijo cada uno estudian. Con el préstamo quiere mejorar la infraestructura de su vivienda para poder tener seguridad. En un futuro arreglar su casa de cemento y tener más computadora para que su negocio crezca e incrementar sus ganancias.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 73
    View loans »
    Ecuador Loans Fundraising
  • $24,585,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Gina Lucia to do some home improvements.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Mar 11, 2011
Apr 3, 2011
Currency Exchange Loss:
Jun 15, 2012