Solidario Rosas De Saron De Sacatepequez Group
This community bank has three members. Susana S. O. is the group's representative. She is single and her business is selling women's, men's and children's clothes. She also sells Omnilife products (natural medicines). Susana has been a saleswoman from a very early age since her mother died when she was two years old and she was raised by her sisters who are saleswomen. Sheis requesting this loan to buy a variety of clothes in different sizes.
Graciela A. sells traditional clothes in the local market. She has been doing this for several years. She also has a small store located in her home that her husband works in while she is selling in the market. Graciela is requesting this loan to buy traditional clothes wholesale.
Margarita C. sells flowers and vegetables. She has been doing this for 35 years and, through her business, she has managed to support her children. She is a single mother. Margarita is requesting this loan to buy vegetables and flowers.
These three women work hard every day in spite of difficulties in life such as competition, lack of security and illness. They have a desire to continue working and so they are requesting capital to invest in their businesses. They know that with a good investment they will make progress together with their families. The women have received previous loans from FAPE and have proven themselves to be responsible and hard-working women.
Es integrada por 3 mujeres entre ellas Susana S. O., representante de este grupo, ella soltera se dedica a la venta de ropa para dama, caballero y niño, como también la venta de productos ONMILIFE (medicina natural) desde muy pequeña es comerciante, ya que su madre murió cuando ella tenía 2 años de edad, y fue criada por sus hermanas quienes también son comerciantes,ella solicita este credito para la compra de ropa de toda clase y tamaño. Doña Graciela A. vende ropa típica en el merco local, desde hace varios años, también tiene una pequeña tienda la atiende su esposo en su domicilio mientras ella está vendiendo en el mercado,ella solicita este credito para comprar ropa tipica por mayor y doña Margarita C., es vendedora de flores y verduras, hace 35 años, con este oficio ella ha logrado mantener a sus hijos ya que es madre soltera,ella solicita este credito para la compra de verduras y flores, las tres luchan diariamente a pesar de las dificultades de la vida como la competencia, la inseguridad y también la enfermedad, tienen ganas de seguir trabajando y por ello solicitan capital para logran invertir en sus negocios, saben que haciendo una buena inversión ellas progresan junto a sus familias. Ellas ya han sido clientes de FAPE en créditos anteriores y han demostrado ser mujeres responsables y trabajadoras.
About FAPEFAPE, the Foundation for the Assistance of Small Businesses, is a nonprofit, socially-minded institution that provides loans to micro-entrepreneurs across Guatemala.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid