San Miguel Arcangel Group
Marina lives in Pincha neighborhood, in Huancayo, in Chupaca district. She has a small juice bar where she works from Monday to Sunday. In the future, she would like to open a soda fountain in a busier location.
In the picture, Marina is the woman in the small photo in the top left-hand corner. She wasn't present at the meeting because she was working in her juice bar.
Cristian P. couldn't attend the meeting because he was working: he is a taxi driver.
Marina vive en el distrito D. Chupaca barrio Pincha en Huancayo, en donD. tiene una pequeña Juguerìa que atienD. D. lunes a domingo. En el futuro a Marina le gustarìa abrir una fuente D. soda en un lugar màs concurrido.
El prèstamo solicitado es para la compra D. utensilios para la juguerìa.
En la fotografìa Marina es la D. la foto pequeña que esta en la parte superior izquierda y no estuvo presente en la reuniòn por encontrarse atendiendo su juguerìa.
El socio Cristian P. no pudo llegar a la reuniòn por encontrarse trabajando: es taxista.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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