Perise is a married mother of five children, one of them has a job in town but the rest are all unemployed. Her business is taro plantation. Before joining the SPBD program in 2004, her family depended only on remittances from overseas (New Zealand and Australia). This was the reason she needed help from SPBD. Her last loan was used to fixed the floor of her house and other goods for her business. To maintain and to improve her business, she is now applying for another loan to buy more goods so she can serve and satisfy the needs of her customers everyday. Not only that, but she would also like to help out with her family remittances.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.