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Norik P. lives with his wife and mother in Tolors, a village in the Syunik region. Norik is disabled. He works as a school guard. However, the main income for this household comes from farming and land cultivation. Norik has applied for a loan to buy seeds, fertilizer and fuel for the spring season.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 134
    View loans »
    Armenia Loans Fundraising
  • $14,328,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Norik to buy seeds, fertilizer and fuel.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Mar 24, 2011
Apr 1, 2011
Currency Exchange Loss:
Oct 17, 2013