Help us reach more people in 2016!

Dear Kiva Lender,

Kiva facilitates loans to more than 4,000 borrowers every week, but since 100% of money lent on Kiva goes to funding loans we rely on donations from supporters like you to continue this important work. If every Kiva lender seeing this banner pitched in $25 for our Donation Drive, we'd hit our goal of $600,000 by Dec 31! Thanks for your continuing partnership in making the world a fairer place.

In service, Premal Shah, President,

Check out some available loans that are similar to this one!
Shirley Gina
The Communal Bank “Dios Con Nosotros” (God with Us) meets every fifteen days in the neighborhood of Florón in the city of Portoviejo, the capital of Manabí which is also known as the City of the Valley since it is surrounded by many hills.

It is in this place one can find Sra. Shirley. She is 22 years old, in a common law relationship, and has a four year old daughter. Her husband is a merchant. She is participating in her second loan cycle with the Communal Bank and likes the fact that there are few requirements necessary to access the loans because they have been a great help to her husband’s business.

Shirley is an excellent homemaker who wants to help her husband access a loan for his business. He has a stand at the market in city of Portoviejo where he sells fruits and vegetables. He works Saturdays and Sundays from 5am to 2pm. From Monday to Friday, he works at the same market unloading cargo. They have had this business for three years. Previously, her husband worked with her father but he wanted to become independent and start his own business.

This loan will be used to buy fruits and legumes. She dreams of having her own house that is well-built since she and her husband currently live with her in-laws.

View original language description ↓
El Banco Comunal Dios Con Nosotros se reúne cada quince días en la ciudadela el Florón de la ciudad de Portoviejo, capital manabita conocida como la Ciudad del Valle por encontrarse rodeada de muchos cerros.

En este lugar conocimos a la señora Shirley, tiene 22 años de edad y mantiene una relación de unión libre de la cual tiene una hija de 4 años. El marido es comerciante. Este es el segundo ciclo en el Banco Comunal y le gusta porque no piden tantos requisitos para entregar los créditos y porque estos son de gran ayuda en el negocio de su esposo.

Ella es una gran ama de casa que para ayudar a su esposo realiza el crédito para el negocio de él, tiene un puesto en el mercado de la ciudad de Portoviejo en la que vende frutas y verduras. Trabaja los sabados y domingos desde las 05h00 hasta las 14h00 y de lunes a viernes trabaja bajando carga en el mismo mercado. Tienen este negocio tres años y nos cuenta que su esposo antes trabajaba con el papá pero después independizo y puso su negocio propio.

Este crédito es para comprar frutas y legumbres.

Sus sueños son tener casa propia y bien construida ya que viven en casa de los suegros.

About Ecuador

  • $10,600
    Average annual income
  • 67
    View loans »
    Ecuador Loans Fundraising
  • $24,996,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $675 helped Shirley Gina to purchase fruits and legumes.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 23, 2011
Apr 2, 2011
Currency Exchange Loss:
Oct 15, 2011