Taumaia joined the SPBD Programme in 2004. She is the secretary of the centre. She says that “Most of her family have all moved to New Zealand, except her, her husband, and four kids.” Without relying on remittances from overseas she applied for her first loan, and used that money to buy chemicals, fertilizers, and other stuff for her taro plantation not far from her house. To enlarge the taro farming, she is now applying for another loan to support her plantation and to fix the floor of her house.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.