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Las Conchitas Group
In this Group: Francisca, Maria *, Ana Luisa , Valentina, Marcela , Maria Eleuteria, Maria Irene, Maria Modesta*, Rosa , Felipa, Maria Guadalupe
* not pictured
Las Conchitas is a group which is made up of 11 women. The women live in a small community which is located on a road, opposite a fishing dam. The community is called Concepción Chico. It is locally known as 'La Concha' (The Shell). This is why the group, which is made up entirely of women, decided to give themselves the name 'Las Conchitas' (The Little Shells).

Several of this group's members will invest their loan money in commercial activities: Francisca (a small store), Maria (a corn mill), Valentina (a store) and Maricela (selling shoes through a catalog). The rest of the ladies, Maria Eleuteria, Maria Irene, Maria Modesta, Rosa Felipa and Maria Guadalupe, will invest their loan money in buying corn mills since milling corn is an activity which is very much in demand. Everybody grows corn and, in order to give it to their animals as feed, they need to mill it. There aren't mills to do this.

This group's representative is called Ana Luisa. She raises chickens to sell and she tells us the following about her business: "My business is raising chickens and sometimes turkeys. I would like to invest in buying chickens and also build a chicken coop so that they have somewhere to sleep and protect themselves from the weather. One problem that I have had with my animals is that, because I don't have anywhere to keep them, they disappear and then I can't find them and I lose them. I also have to vaccinate them so that they don't get flu. This loan will be very helpful to me because I have a son who is in elementary school and I will be able to help him by paying for some of the stationery supplies that he needs. My goal is to build my own home because I live with my partner in my mom's house. I am not married but I have a common-law marriage. My partner is a construction worker. First I would like to save up and buy a plot of land and then build. My business is important because it means I can start to earn, even if it's just a little bit of money, and start saving".

Note: Maria C. García appears in the photo but you cannot make out her face. This is why she has been marked down as if she wasn't there.
View original language description ↓
Las Conchitas es un grupo formado por 11 personas todas mujeres, esta ubicado en una pequeña comunidad que esta sobre carretera y enfrente de una presa de pesca, la comunidad se llama Concepción Chico, vulgarmente se le dice la concha, por esa razón como el grupo lo integran mujeres se pusieron las conchitas y ese el significado, varias integrantes van invertir su préstamo en comercio; Francisca (pequeña tienda), Maria (molino de maiz),Valentina (tienda), Maricela (zapatos por catalogo), las demas señoras: Maria Eleuteria, Maria Irene, Maria Modesta, Rosa Felipa y Maria Guadalupe van invertir su prestamo en comprar molinos para el maiz, ya que es una actividad muy demandante porque toda la gente cultiva maiz, y para darle de comer a sus animales nesecitan molerlo, y no hay molinos para hacerlo. La representante del grupo se llama Ana Luisa, ella cria pollos para vender, y nos platica lo siguiente sobre su negocio: Yo me dedico a criar pollos y habeces guajolotes, ahora quiero invertir en comprar pollos y aprovechar para hacerle la casita a los pollos y tengan donde duerman y protegerse del clima, un problema que he tenido con los animales es que como no tengo donde se queden se van y despues ya no los encuentro y se me pierden, tambien vacunarlos y no se enfermen de gripa, va beneficiarme el prestamo porque tengo un hijo que esta en la primaria y puedo ayudarlo con algunos gastos de papeleria que seguido le piden, mi meta es hacer mi casa porque vivo en casa de mi mamá con mi señor, no soy casada vivo en union libre, mi esposo trabaja como albañil, pero primero quiero ahorrar para comprar un terreno y despues fincar, por eso quiero mi negocio y empezar a ganar aunque sea un poco para ir empezando.
***La señora Maria C. García aparece en la foto, pero no se alcanza a percibir su rostro, es por esto que se marca como si no estuviera***

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 3
    View loans »
    Mexico Loans Fundraising
  • $17,739,950
    Funds lent in using Kiva
  • 12.0
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Conchitas Group's $3,950 loan helped a member to build a chicken coop.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 30, 2011
Mar 31, 2011
Currency Exchange Loss:
Aug 19, 2011