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Mrs. Choo C. T., 32, works on her rice paddy growing crops and vegetables and typically earns around $2/day in revenue. Her husband is a middleman buying and selling oxen, making around $3/day of profit. Mrs. Choo C. T. has three children. Two of them are students and another one is too young to attend school. She has humbly requested for a loan to purchase a hand tractor to help with the plowing of her farmland to grow more crops.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 45
    View loans »
    Cambodia Loans Fundraising
  • $38,700,050
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Choo to purchase a hand tractor to ease the plowing of her farmland.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 4, 2008
Dec 21, 2007
Currency Exchange Loss:
Aug 15, 2009