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Hala N. is a 46-year-old lady, married to Sameer, age 52, and has 6 children. She is a committed volunteer at the handicap club helping the less privileged in their day-to-day challenges.

Hala has worked in the nursing industry since 1988, so she decided to combine her nursing experience and skills along with her passion to help those with special needs to start a therapeutic center that includes physiotherapy, Chinese cupping, and other forms of therapeutic massage.

In order to make her dream come true, Hala continued studying and achieved many certificates in the field of physiotherapy and special needs therapies and has been practicing these therapies at home for four years now. Hala is also working at a beauty salon where she managed to establish a wide client base.

Now Hala wants to take a loan in order to broaden her practice and open a therapeutic center of her own, equipped with the latest physiotherapy devices and therapeutic tools for her to help as many patients as possible.

Additional Information

About National Microfinance Bank

Jordan is a small country located in the heart of the Middle East’s Levant region. Regional instability has caused Jordan to be excluded from global investments for decades. Additionally, a lack of natural resources—including water and energy—places tremendous strain on the Jordanian economy, over 80% of which consists of small businesses, largely in the service industry. Despite their importance in the economy, many of these businesses are excluded from the banking sector because of their size. Microfinance institutions like National Microfinance Bank offer them an opportunity to enhance and expand their businesses. NMB also offers its services to other underprivileged peoples in Jordan, providing them with loans to pursue educational goals and improve their homes and livelihoods.

About Jordan

  • $6,100
    Average annual income
  • 27
    View loans »
    Jordan Loans Fundraising
  • $8,207,300
    Funds lent in using Kiva
  • 0.7
    Jordan Dinars (JOD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Hala to open a therapeutic center of her own.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Mar 24, 2011
Mar 30, 2011
Currency Exchange Loss:
May 15, 2011