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Elsa Telesilda
The cooperative bank San Juan meets every 15 days in the San Juan neighborhood, located in the city of Manta. This is an area known for its beautiful beaches, which are very popular year-round by both local and foreign tourists. The majority of the residents dedicate themselves to fishing and tasks related to the sea.

Elsa is a founding member of the cooperative bank, and she enjoys everything about it, especially how it facilitates access to credit. She is 48 years old, married, and has three children. Two of them are now grown, and she an 8-year old daughter who is her whole life and studying in school. They all still live with her, and her husband is a driver.

She is a homemaker, and also has a grocery store where she works every day from 7:00 am until 9:00 pm. Sometimes, she works later since the business is located in her house. Her children and husband help her when they have free time. She buys some of her products in Manta, and other items locally. She tells us her business has been going for 18 years and, thanks to God, it has always done well.

She will use this loan to better supply her business, by buying items such as rice, sugar, cooking oil, detergents, cold cuts, and other basic needs products. Her goal is to continue to help her business get ahead, and to grow her store more each day.
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El Banco Comunal San Juan se reúne cada 15 días en el Barrio San Juan de la ciudad de Manta, este lugar es conocido por sus hermosas playas que son muy visitadas en toda época del año por turistas nacionales y extranjeros, la mayoría de sus habitantes se dedica a la pesca y a las faenas del mar.

La señora Elsa es socia fundadora del Banco comunal y le gusta todo del banco en especial las facilidades para conseguir los créditos. Tiene 48 años de edad, está casada y de esta relación tiene tres hijos, dos de ellos ya son mayores de edad y una niña de 8 años que es su vida y estudia en escuela, todos aun viven con ella. Su esposo es chofer.

Ella es una gran ama de casa y tambien tiene una tienda de víveres de consumo en la cual trabaja todos los días desde las 7h00 hasta las 21h00 y a veces hasta más tarde ya que su negocio está en su casa, sus hijos y su esposo le ayudan cuando están desocupados, los productos los compra en Manta y algunos de sus productos los recibe en su local. Nos cuenta que tiene su tienda 18 años y que gracias a Dios siempre le ha ido bien.

Este crédito lo va a emplear en surtir mas su tienda, va a comprar arroz, azúcar, aceite, detergentes, embutidos y otros productos de primera necesidad.

Sus metas son seguir adelante en su negocio y que su tienda crezca cada día más.

About Ecuador

  • $10,200
    Average annual income
  • 10
    View loans »
    Ecuador Loans Fundraising
  • $22,545,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Elsa Telesilda to buy rice, sugar, detergents, cooking oil, cold cuts, and other basic needs products for her store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 16, 2011
Listed
Mar 30, 2011
Currency Exchange Loss:
N/A
Ended:
Oct 15, 2011