Sol Naciente Group
The members are people who feel very proud of living in the city of Cusco, and they are taking advantage of opportunities to get ahead and proviD. a better future for their children through their daily efforts. The economic activities pursued by some of the members incluD., for example, selling clothing, food, handicrafts, books, or cell phone accessories, while others work providing services.
Lidia is a member who was born in the city of Quillabamba, in Convección province of the department of Cusco. She is 49 years old. Currently, Lidia lives together with her two children in the city of Cusco. Lidia's main economic activity is offering professional accounting services. She has an accounting firm which is equipped with the basics. She opened this office in 1996, and since then she has improved it with furnishings such as desks, chairs, personal computers and other things. At this time, Lidia needs a loan, like her fellow members of the communal bank, to increase her business capital. She would like to increase her capital so she can buy a laptop. Lidia's dream is to have another accounting office and help her children become professionals.
(Note: The members who are missing in the photo are not present because they asked to be excused from this meeting.)
Los socios son personas que se sientes muy orgullosos D. vivir en la ciudad del Cusco y aprovechan las oportunidades para salir adelante y con su esfuerzo diario entregar un mejor futuro a sus hijos. Las actividades económicas D. algunos D. los socios a las que se dedican son por ejemplo; venta D. ropa, comestibles, artesanía, libros, accesorios para celulares y otros se dedican a brindar servicios.
La socia Lidia nació en la ciudad del Quillabamba provincia D. la Convección del departamento del Cusco y tiene 49 años D. edad. Actualmente, Lidia vive junto con sus dos hijos en la ciudad del Cusco. Su actividad económica principal D. Lidia es ofrecer sus servicios profesional D. contabilidad, ella tiene un estudio contable que está básicamente implementado, ella abrió el estudio contable en el año 1996 y desD. entonces tiene que implementarlo con muebles como escritorios, sillas, computadoras personales y otras cosas más. En esta oportunidad Lidia requiere el préstamo e igual que sus compañeras del banco comunal para incrementar capital del negocio pero ella desea aumentar su dinero para comprar una laptop. El sueño D. Lidia es tener otro estudio contable y sacar profesionales a sus hijos.
(Los socios que faltan en la foto no están porque pidieron permiso para no estar presente en la reunión).
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid