Sr. De Torrechayoc - Mototaxistas Group
The members of this group are people who feel very proud to live in the city of Urubamba. They take advantage of opportunities to get ahead in life and, through their daily efforts, they strive to provide their children with a better future. The members' business activities include: selling vegetables, running a 'chicharroneria' (a restaurant serving 'chicharrón' - pork crackling), selling clothes, selling meals and providing services as laborers or motorcycle taxi drivers.
Vilma is 24 years old and was born in the city of Quillabamba, in Convección province. She lives with her partner and her two children in the city of Urubamba. Her main business activity is selling ice cream, popcorn and candies as an itinerant street vendor. She has been in this business for two years. Vilma is a very hard-working and enterprising woman who also works fattening animals such as bulls and cows which she later sells for a better price. On this occasion, Vilma requires a loan to increase her business capital like the other members of her community bank. She would like to buy livestock.
(The members who are missing from the photo are not there because they requested permission to be absent from the meeting).
Los socios son personas que se sientes muy orgullosos de vivir en la ciudad de Urubamba y aprovechan las oportunidades para salir adelante y con su esfuerzo diario entregar un mejor futuro a sus hijos. Las actividades económicas de algunos de los socios a las que se dedican son por ejemplo; venta de verduras, chicharroneria, ropa, comida y otros se dedican a brindar servicios como de obreros y mototaxitas
La socia Vilma nació en la ciudad de Quillabamba provincia de la Convección y tiene 24 años de edad. Actualmente, Vilma vive junto con su pareja y sus dos hijos en la ciudad de Urubamba. Su actividad económica principal de Vilma es la venta de helados, porcorn, caramelos de forma ambulatoria y viene trabajando en este negocio desde hace dos años atrás, ella es mujer muy trabajadora y emprendedora que también se dedica a engordar animales como toros, vacas para después venderlo a mejor precio. En esta oportunidad Vilma requiere el préstamo e igual que sus compañeras del banco comunal para incrementar capital del negocio pero ella desea comprar ganado.
(Los socios que faltan en la foto no están porque pidieron permiso para no estar presente en la reunión).
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid