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Iludis
Iludís Ramírez D. D. is 62 years old and lives in the Bosquecito neighborhood and works making common foods. She lives with her husband and six children, who are 33 to 40 years old. In 1995, due to difficulties in the region where she had her small farm, Iludís and her husband decided to move their family to the city of Cartagena. They took very few belongings and left their animals and crops, which they later sold very cheaply in order to deal with the economic situation they were presented with. This money sustained them for a time and in order to survive in the city they began a dairy business of whey and cheese, and they began making money with this business.

As a good observer, she realized that in the area around her house, there wasn't anyone who sold food, and she decided to do so herself. This activity was welcomed by the people in the neighborhood and began to grow. With the help of her children who worked, she earned some contracts to sell lunches at companies in their area, and this has also expanded the business because they have been referred to other new businesses. Her business now covers the household expenses and allowed her children to study and they didn't have many economic necessities in the most difficult times.

Iludís has worked with the Fundación Mario Santo Domingo for more than ten years and this is her tenth loan, and her first through Kiva. With this loan, she will purchase products like grains, oil, and rice in larger quantities to make new dishes. She will also purchase chairs and plastic tables. Since she started with F.M.S.D, she has been able to capitalize and purchase equipment and tools necessary for the proper operation of her business.

Her goal in the future is to improve her business and have a better location where her customers can feel comfortable. She would also like to have employees, so that her business can earn more income and her greatest challenge is to continue working. She and her husband would like to own their own home.
View original language description ↓
Iludís Ramírez D. D., es una mujer D. 62 años que en el barrio el Bosquecito, se dedica a la producción D. Comidas corrientes; allí donD. justamente, vive con su esposo y tiene 6 hijos en las edades 33 a 40 años. Iludiz en el año 1995, debido a las dificultades D. orden en la zona donD. tenía su pequeña finca, decidió con su cónyuge, trasladarse con toda su familia a la ciudad D. Cartagena; así fue que tomó pocas pertenencias y abandonó sus animales y cultivos, que mas adelante vendió muy barato, para responder a las necesidades económicas familiares que se presentaron; con ese dinero se sostuvo un tiempo y para sobrevivir en la ciudad se puso a negociar con lácteos: suero y queso y fue capitalizando este negocio; como buena observadora se dio cuenta que alrededor D. su casa no había quien vendiera comidas y decidió ella misma hacerlo, actividad que fue muy acogida por los vecinos del lugar y que posteriormente creció, porque con ayuda D. sus hijos que trabajan, consiguió algunos contratos para venD. almuerzos a las empresas donD. ellos están y así ha ampliado su negocio porque ha sido referíada a otras nuevas empresas. Con su hoy microempresa apoya los ingresos D. su hogar y con él ayudó a que sus hijos estudiaran y no tuvieran muchas necesidades económicas en los momentos más difíciles.
Iludiz está vinculada a la Fundación Mario Santo Domingo desD. hace un poco más D. 10 años y este es su décimo financiamiento y el primero que aplica a credikiva, con él comprará productos como granos, aceite y arroz en mayor volumen para la preparación D. nuevos platos y también comprará sillas y mesas plásticas. DesD. comenzó con F.M.S.D ha logrado capitalizarse y comprar equipos y herramientas necesarios para el buen manejo D. su negocio. Su meta mas adelante es poder adecuarlo, teniendo un mejor local donD. sus clientes se sientan confortables y en el futuro tener empleadas las cuales con su negocio, pueda acceder a ingresos y su gran desafío por el cual permanecen trabajando ella y su cónyuge es lograr tener su casa propia

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 507
    View loans »
    Colombia Loans Fundraising
  • $15,250,425
    Funds lent in using Kiva
  • 1,877.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Iludis to purchase products like grains, oil and rice in large quantities and buy plastic tables and chairs.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 23, 2011
Listed
Mar 29, 2011
Currency Exchange Loss:
Covered
Ended:
Mar 15, 2012