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Nasly
49 year-old Nalsy has a business selling food products in the Nuevo Bosque neighborhood. She started her business 17 years ago following the birth of her only daughter who is now 18 years old. She decided to look for a way to make additional income to help cover the expenses she faced in supporting her daughter.

Nalsy started out selling products through specialized guides or catalogs. The business gradually made money but not as much as her family needed. Her husband runs a bakery and sometimes he found himself without the capital he needed to do his work. For this reason, she decided to look for another type of business that would make more money. With this goal in mind, she very soon found an opportunity. A neighbor sold her a kiosk that is well located opposite a sports field, next to a school. From that moment on, Nalsy started building her own customer base and her business became very popular with locals and people visiting the sports field. She still runs this business.

Nalsy currently needs working capital to stock her business with products that her customers are constantly requesting. She plans to invest in grains, rice, oils, canned goods and meat in larger volumes since she believes that the more products she has available, the better her sales will be and she will thereby improve her income so that she can save some money and buy her own home which is her biggest challenge.

Since she received her first loan from Fundación Mario Santo Domingo, Nalsy made good investments in merchandise and the profits helped her a lot in enabling her to buy her kiosk. Her goal now is to stock her business well and, in the future, to buy her own home and premises where she can sell a variety of goods. This business will be run by her daughter who will thereby have her own source of employment as well.
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Desde el barrio Nuevo Bosque, Nalsy de 49 Años, se dedica a la Venta de Productos alimenticios; su actividad microempresarial, surgió hace 17 años, después del nacimiento de su única hija, hoy de 18 años, cuando se le ocurrió buscar una forma de obtener ingresos adicionales para ayudar en los gastos que producía su manutención; fue así como inició comercializando productos, mediante guías especializadas o catálogo, negocio que gradualmente fue capitalizándose, pero no le daba lo suficientes ingresos que necesitaba la familia, pues su cónyuge dedicado a la panadería algunas veces se quedaba sin capital para trabajar ; por eso decidió buscar otro tipo de negocio que le generara mayores ingresos . Con esta meta en la mente muy pronto encontró la oportunidad que le ofreció un vecino, a quien le compró un kiosco bien ubicado frente a un campo deportivo, al lado de un colegio; desde ese momento empezó a construír su clientela propia, con muy buena acogida entre vecinos y visitantes del campo deportivo, negocio que aun maneja. En la actualidad Nasly necesita capital de trabajo para surtirlo con productos que le están pidiendo constantemente, ella planea hacer su próxima inversión en granos, arroz,aceites, enlatados, carnes en mayor volumen, pues considera que entre mas productos tenga disponible, mayores serán sus ventas y mejoraría sus ingresos para lograr ahorrar y así poder adquirir su vivienda propia, lo cual es su gran desafío.
Desde comenzó con F.M.S.D. con el primer crédito que recibió realizo una buena inversión en mercancías y con las ganancias se ayudo mucho para poder comprar el kiosco; su meta ahora es poder adecuar bien su negocio y mas adelante adquirir su vivienda propia con un local en donde pueda ofrecer variedades que seria administrada por su hija, que allí tambien tendría su propia fuente de empleo.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 301
    View loans »
    Colombia Loans Fundraising
  • $13,837,125
    Funds lent in using Kiva
  • 1,877.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Nasly to buy grains, rice, oil, canned goods and meat in larger volumes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 16, 2011
Listed
Mar 29, 2011
Currency Exchange Loss:
Covered
Ended:
Feb 15, 2012