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Victor
Víctor is 44 years old and comes from Santa Rosa district. He is a very cheerful and successful man who is married to 38 year-old Severina and has 5 children. They live together in their own home.

Víctor worked on his parents' land from a very early age. His passion for crops led him to acquire his own land which he has been working independently for 20 years. He grows coffee, cacao and barbasco root (a native plant). In total, he owns 6 hectares of land. During harvest time, he is supported by laborers who help him to extract the fruit from each of his crops more quickly so that he can advance swiftly in his work. Víctor feels very committed to his work because, thanks to his daily effort, he can see the fruits that his plants are producing and knows that he will make good profits on every kilogram of produce he sells.

Víctor tells us that he doesn't like the winter season because insects are prolific at that time of year and there is a lot of rain which hampers his production and damages the fruits on his plantations. Víctor will use the loan he is requesting to hire laborers who will support him in harvesting his crops. In the future, he plans to increase his barbasco plantings as, for the first time, Korean investors have opened a barbasco packing and processing company.

This is Víctor's eighth loan from MFP and he hopes to be able to repay it on time since he doesn't want to cause trouble for the other members of his community bank where he is a respected member as a result of the order that he brings to the group. He will use his 3,000 Peruvian soles to hire laborers to help him in harvesting his coffee and barbasco root.
View original language description ↓
Víctor de 44 años de edad, natural del distrito de Santa Rosa es un hombre muy alegre y próspero, esta casado con Severina de 38 años de edad y tienen 05 hijos; juntos viven en su propia casa. Víctor, trabajó desde muy niño en las tierras de sus padres. Su pasión por los cultivos lo llevó a adquirir sus propias tierras donde viene trabajando 20 años de manera independiente; en el cual viene cultivando plantas de café, cacao y plantaciones de barbasco; en total posee 06 hectáreas de terreno. En tiempos de cosecha cuenta con el apoyo de los peones quienes se encargan de extraer con mayor rapidez los frutos de cada producto y de esa manera logra avanzar con mayor celeridad en cuanto a su trabajo. Se siente muy comprometido con su labor; porque gracias a su esfuerzo cotidiano hoy disfruta al ver que los frutos de sus plantas le resultan, así obteniendo buenas ganancias por cada kilogramo de producto vendido; cuenta que la estación de invierno no es de su agrado porque en estos meses abundan los insectos y las precipitaciones de las lluvias así impidiendo el rendimiento de su trabajo y perjudicando a los frutos de sus plantaciones. El crédito solicitado es para contratar jornaleros quienes le apoyarán en las extracciones de sus cultivos. Más adelante planea aumentar sus sembrios con plantas de barbasco ya que los inversionistas Coreanos por primera vez aperturaron un empresa de tratamiento y envasado con plantas de barbasco. Este es su octavo crédito con MFP, y espera poder pagarlo a tiempo, ya que no quiere causarles problemas a los compañeros de su banco comunal, en donde es muy respetado debido al orden que le impone al grupo. Con los tres mil soles, contratará jornaleros para que le brinden el apoyo con las extracciones de café y barbasco.

About Peru

  • $6,715
    Average annual income
  • 66
    View loans »
    Peru Loans Fundraising
  • $54,600,625
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Victor to hire laborers to help him harvest his coffee and barbasco root.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Mar 17, 2011
Listed
Mar 29, 2011
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2011