Segundo Fausto Gabor C. is 70 years old and is married. He lives with his wife and his 5 children in San Miguel, in Recinto Tangara, which is part of Bolivar province.
He belongs to a rural communal bank called "Campecinos Unidos." It is located in Recinto Tangara, which is 15 minutes from the canton of San Miguel. The members of this communal bank are farmers and merchants.
Segundo has relied on his cultivations of corn, wheat and barley for a source of income for many years. He buys his products in San Miguel and he sells his products in the market in the canton of San Miguel.
He requests a loan to buy farming supplies such as fertilizers and seeds. This loan will support his family's business, since he will be able to produce more and will have to work to pay off the debt. His dream is to buy livestock.
The challenges that Segundo faces are the pests and diseases that affect his crops. He enjoys going out to see his neighbor's animals.
Segundo Fausto Gabor C., tiene 70 años de edad, es casado, vive con la esposa y con los 5 hijos, vive en San Miguel en el Recinto Tangara perteneciente a la Provincia de Bolívar.
Esta Ventanillas se llama CAMPECINOS UNIDOS esta ubicada en el recinto Tangara y se encuentra a unos 15 minutos del Cantón San Miguel, los miembros de esta ventanilla se dedican a la agricultura y al comercio.
Segundo se dedica al trabajo de la agricultura a sembrar maiz trigo y cebada como fuente de ingresos desde hace muchos años.Comprar sus productos en San Miguel y los vende en la Feria del mismo Cantón.
El crédito lo solicita para la comprar de insumos agrícolas fertilizantes y semillas, el crédito apoyado en el negocio familiar ya que produce mas y se tiene que trabajar para pagar la deuda. Su sueño es comprar ganado.
Los desafíos que se enfrenta son plagas y enfermedades en los cultivos. Le gusta salir a ver los animales que tienen los vesinos.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!