Fale is 45 years of age and has 5 children. She is one of the members who started Malie J3 centre two years ago. Her first, second and third loan was used to buy chemicals for her three acre taro plantation quite far from her house. She goes to the market twice a week and she makes $200.00-300.00 WST ($80-120 USD). She is applying for another loan to expand her taro plantation and to help out with her family remittances.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.