Los Quinuales Group
Yudit is a councillor in her town in Concepción. In addition, she owns a small grocery store and, in the future, she would like to open a 'locutorio' (an establishment that offers access to public telephones). However, as of yet there is still no telephone signal in her town. Yudit and her husband, who is a taxi driver, work hard so that they can get their family ahead in life and proviD. their children with a university education.
Yudit will use this loan to buy merchandise and stock her 'bodeguita' (a small store that sells essentials) with new products. In the photo, Yudit is wearing a beige-colored sweater and is sitting in the center.
(*) The small photos belong to:
(on the left) ClotilD. F. P. who left early because she had to return to her workplace which is a fish hatchery.
(on the right) Doris O. Sanches who, like ClotilD., works in a fish hatchery.
Jefferson L. O. isn't in the photo because he arrived late due to the fact that he was working. By the time he arrived all the other members had gone home.
Yudit es regidora D. su localidad en Concepciòn; ademàs D. ello, tiene una bodeguita y en el futuro desea abrir un locutorio (telèfonos pùblicos); pero aùn no llega la señal a ese lugar donD. ella vive.
Yudith y su esposo que es taxista trabajan mucho para poder sacar a su familia adelante y poder darles estudios universitarios a sus hijos.
El prèstamo otorgado serà para poder comprar mercaderia y surtir D. nuevos productos su bodeguita (tienda D. productos D. primera necesidad)
En la fotografìa Yudit esta vestida con chompa color beige, y esta sentada en el centro.
(*)Las fotografìas pequeñas pertenecen a:
- Foto pequeña D. la izquierda: ClotilD. F. P. (Se retiro temprano porque tenìa que retornar a su centro D. trabajo que es un vivero)
- Foto pequeña D. la derecha: Doris O. S. (Al igual que la Señora ClotilD., trabaja en un vivero)
- Jefferson L. O., socio que no se encuentra en la foto llego tarD. por motivos D. que se encontraba laborando y llego despùes que los demàs socios se habìan retirado.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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